Obviously, I have no way of examining you or seeing this moist, itchy spot first-hand (please don't post a photo), but it may be tinea cruris, also known a jock itch; a yeast/fungal skin infection. Fungus loves warm, dark, moist areas and guess what? This is one of them...
To be professionally diagnosed, you would need to see your medical provider, but if you want to try some over-the-counter, antifungal medications (your pharmacist can help choose one for you) to see if it helps, you may be able to skip and expensive medical visit. If this area gets worse or painful, or has signs of a bacterial infection (pus, oozing, tender swelling), then you will need to get medical care immediately.
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